Studying in Germany is one of the most affordable options for Indian students looking for world-class education in Europe. But how much does it really cost?
In this blog, we’ll break down the complete cost of studying in Germany in 2025, including tuition fees, living expenses, blocked account, health insurance, and more with a focus on Indian students.
In this blog, we’ll break down the complete cost of studying in Germany in 2025, including tuition fees, living expenses, blocked account, health insurance, and more with a focus on Indian students.
Tuition Fees in Germany (2025)
- Public Universities (Tuition-Free)
- Most public universities in Germany do not charge tuition fees for international students.
- You only pay a semester contribution: ₹20,000 to ₹35,000 per semester (approx. €250–€400)
- You can study in top universities for free — like RWTH Aachen, University of Stuttgart, etc.
Private Universities
- Fees range from ₹7,00,000 to ₹15,00,000 per year (€8,000–€18,000) depending on course and university.
- Common in business, management, and creative fields.
Living Expenses in Germany for Indian Students
Your living costs will vary based on the city. Here’s a monthly estimate:
|
City
|
Living Cost (₹/month)
|
|---|---|
Breakdown of Monthly Expenses:
- Rent (shared flat/student housing): ₹30,000–₹45,000
- Food & groceries: ₹10,000–₹15,000
- Health insurance: ₹8,000
- Transport, phone, internet, misc: ₹10,000 – ₹15,000
- On average, students spend around ₹9–10 lakhs per year in total expenses.
Blocked Account Requirement (2025)
- Before applying for a visa, Indian students must open a blocked account in Germany.
- Blocked Amount:
- €11,904 (approx. ₹10,50,000) for 1 year
- This is proof you can support yourself financially.
- Some banks like Expatrio, Fintiba, or Coracle offer fast online account setups.
Health Insurance for Indian Students in Germany
- Health insurance is mandatory in Germany.
- Public Health Insurance:
- Cost: €110/month (₹9,000/month approx.)
- Covers doctor visits, emergency, and hospital care.
- Private Insurance (for over 30 or pathway programs):
- Cost: ₹4,000–₹7,000/month
- Suitable for students above 30 years or doing foundation/bridge courses.
Visa & Documentation Costs
Flight Tickets & Travel
- One-way flight to Germany: ₹30,000–₹55,000
- Book early for lower fares, or during off-peak months.
Accommodation Assistance
- Abroad Study Rover helps you find affordable housing options before you arrive:
- Student hostels, shared flats (WG), and private apartments
- Pre-booked to avoid last-minute rush
- Can You Work While Studying?
- Yes! You can work 120 full or 240 half days per year as a student.
Average Pay:
- €12–€15/hour (₹1,000–₹1,300/hour)
- Many students earn enough to cover food, rent, and travel through part-time jobs.
Summary – Total Cost for Indian Students in 2025
|
Expense Category
|
Cost (Yearly ₹)
|
|---|---|
|
Tuition Fees (public)
|
₹40,000–₹70,000
|
|
Living Costs
|
₹9,00,000–₹11,00,000
|
|
Blocked Account
|
₹10,00,000 (refundable)
|
|
Health Insurance
|
₹1,00,000
|
|
Visa & Documentation
|
₹45,000–₹60,000
|
|
Flights & Travel
|
₹50,000
|
Abroad Study Rover – Your Germany Study Partner
- We guide Indian students with:
- Profile Evaluation & Course Shortlisting
- Public/Private University Applications
- Visa & Blocked Account Support
- Health Insurance & Accommodation Help
- Pre-Departure & Post-Landing Guidance
- Call Now: +91 6300843102
- Instagram DM: @abroad_study_rover
Frequently Asked Questions
Yes, public universities offer tuition-free education, but you still have to pay for living expenses
Plan for ₹10–13 lakhs per year, including all major costs like living, blocked account, and insurance.
Plan for ₹10–13 lakhs per year, including all major costs like living, blocked account, and insurance.