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Cost of Studying in Germany for Indian Students in 2025 – Study Abroad Cost Guide by Abroad Study Rover

Cost of Studying in Germany for Indian Students in 2025

Studying in Germany is one of the most affordable options for Indian students looking for world-class education in Europe. But how much does it really cost?

In this blog, we’ll break down the complete cost of studying in Germany in 2025, including tuition fees, living expenses, blocked account, health insurance, and more — with a focus on Indian students.

Tuition Fees in Germany (2025)

Public Universities (Tuition-Free)
You can study in top universities for free — like RWTH Aachen, University of Stuttgart, etc.

Private Universities

  • Fees range from ₹7,00,000 to ₹15,00,000 per year (€8,000–€18,000) depending on course and university.

  • Common in business, management, and creative fields.

 

Living Expenses in Germany for Indian Students

Your living costs will vary based on the city. Here’s a monthly estimate:

City

Living Cost (₹/month)

Berlin

₹75,000 – ₹90,000

Munich

₹90,000 – ₹1,10,000

Leipzig/Dresden

₹55,000 – ₹70,000

Average

₹75,000/month

Breakdown of Monthly Expenses:

  • Rent (shared flat/student housing): ₹30,000–₹45,000

  • Food & groceries: ₹10,000–₹15,000

  • Health insurance: ₹8,000

  • Transport, phone, internet, misc: ₹10,000–₹15,000

💸 On average, students spend around ₹9–10 lakhs per year in total expenses.

Blocked Account Requirement (2025)

Before applying for a visa, Indian students must open a blocked account in Germany.

Blocked Amount:

€11,904 (approx. ₹10,50,000) for 1 year
This is proof you can support yourself financially.

📝 Some banks like Expatrio, Fintiba, or Coracle offer fast online account setups.

Health Insurance for Indian Students in Germany

Health insurance is mandatory in Germany.

Public Health Insurance:
  • Cost: €110/month (₹9,000/month approx.)
  • Covers doctor visits, emergency, and hospital care.
 
Private Insurance (for over 30 or pathway programs):
  • Cost: ₹4,000–₹7,000/month
Suitable for students above 30 years or doing foundation/bridge courses.

 Visa & Documentation Costs

Expense

Cost (₹)

Visa Application Fee

₹6,500

APS Certificate

₹18,000

IELTS (if needed)

₹16,500

Courier, Notary, Print(If applicable)

Application fee(If applicable)

₹3,000–₹5,000


₹3,000–₹6,500

Flight Tickets & Travel

  • One-way flight to Germany: ₹30,000–₹55,000

  • Book early for lower fares, or during off-peak months.

 

Accommodation Assistance

Abroad Study Rover helps you find affordable housing options before you arrive:

  • Student hostels, shared flats (WG), and private apartments

  • Pre-booked to avoid last-minute rush

 

Can You Work While Studying?

Yes! You can work 120 full or 240 half days per year as a student.

 Average Pay:

€12–€15/hour (₹1,000–₹1,300/hour)

Many students earn enough to cover food, rent, and travel through part-time jobs.

Summary – Total Cost for Indian Students in 2025

Expense Category

Cost (Yearly ₹)

Tuition Fees (public)

₹40,000–₹70,000

Living Costs

₹9,00,000–₹11,00,000

Blocked Account

₹10,00,000 (refundable)

Health Insurance

₹1,00,000

Visa & Documentation

₹45,000–₹60,000

Flights & Travel

₹50,000

Total (approx.): ₹10–13 Lakhs per year for studying in Germany

Abroad Study Rover – Your Germany Study Partner

We guide Indian students with:

📞 Call Now: +91 6300843102
📩 Instagram DM: @abroad_study_rover

FAQ – Cost of Studying in Germany

Yes, public universities offer tuition-free education, but you still have to pay for living expenses.

Plan for ₹10–13 lakhs per year, including all major costs like living, blocked account, and insurance.
Yes, Germany is much more affordable than UK, USA, or Australia, especially for engineering and MS programs.

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